Daily Archives: August 26, 2011

FHA Has Pushed Back The Effective Date For UAD Implementation

FHA has pushed back the effective date for UAD implementation from September 1, 2011 until January 1, 2012.  Click on the link to read the Mortgagee Letter from FHA: MORTGAGEE LETTER 2011-30 (Click to download PDF).


If you have questions concerning this Mortgagee Letter, please call the FHA Resource Center at 1-800-CALLFHA (1-800-225-5342).  Persons with hearing or speech impairments may access this number via TTY by calling the Federal Information Relay Service at (800) 877-8339.  Carol J. Galante-Acting Assistant Secretary for Housing-Federal Housing Commissioner


The UAD is the result of collaboration between the Government Sponsored Enterprises (GSEs), Fannie Mae and Freddie Mac, at the direction of the Federal Housing Finance Agency (FHFA) to standardize data reporting quality and improve the collection of electronic appraisal data.

The UAD is part of the Uniform Mortgage Data Program (UMDP), which includes the:

  • Uniform Collateral Data Portal (UCDP) and,
  • Uniform Loan Delivery Dataset (ULDD)

The UCDP is a web application that will enable lenders to submit appraisal report forms electronically. The ULDD is a standardization of loan delivery data that will leverage the use of MISMO (Mortgage Industry Standards Maintenance Organization) in delivering loan data electronically.  FHA is not adopting or requiring the use of the UCDP or the ULDD at this time.

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