Category Archives: UAD

Illinois Appraisal Board sends letter FHFA about the Uniform Appraisal Dataset (UAD)

The Illinois Real Estate Appraisal Administration and Disciplinary Board is greatly concerned over the September 1, 2011 implementation of the Uniform Appraisal Dataset (UAD) by the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) under the direction of the Federal Housing Finance Agency (FHFA). Conforming to the UAD significantly compromises the appraiser’s ability to comply with theUniform Standards of Professional Appraisal Practice (USPAP) and with Illinois Law.

Click on link to read letter:

FHA Has Pushed Back The Effective Date For UAD Implementation

FHA has pushed back the effective date for UAD implementation from September 1, 2011 until January 1, 2012.  Click on the link to read the Mortgagee Letter from FHA: MORTGAGEE LETTER 2011-30 (Click to download PDF).


If you have questions concerning this Mortgagee Letter, please call the FHA Resource Center at 1-800-CALLFHA (1-800-225-5342).  Persons with hearing or speech impairments may access this number via TTY by calling the Federal Information Relay Service at (800) 877-8339.  Carol J. Galante-Acting Assistant Secretary for Housing-Federal Housing Commissioner


The UAD is the result of collaboration between the Government Sponsored Enterprises (GSEs), Fannie Mae and Freddie Mac, at the direction of the Federal Housing Finance Agency (FHFA) to standardize data reporting quality and improve the collection of electronic appraisal data.

The UAD is part of the Uniform Mortgage Data Program (UMDP), which includes the:

  • Uniform Collateral Data Portal (UCDP) and,
  • Uniform Loan Delivery Dataset (ULDD)

The UCDP is a web application that will enable lenders to submit appraisal report forms electronically. The ULDD is a standardization of loan delivery data that will leverage the use of MISMO (Mortgage Industry Standards Maintenance Organization) in delivering loan data electronically.  FHA is not adopting or requiring the use of the UCDP or the ULDD at this time.

The Revised Fannie UAD Specs Dated 8-11-11

Fannie has updated some of their field specifications for performing UAD compliant reports:

Some of the updates include:
– Added additional clarity in Introduction and Purpose and Overview Sections.
– Added notation in multiple sections that  additional information can be provided elsewhere in the appraisal report.
– Added clarification to Overall Condition rating.
– Provided clarity on View and Location factors on how to report multiple factors.
– Provided additional notation on Basement & Finished Rooms Below Grade.
– Provided additional notation on Price of Prior Sale/Transfer.

Click on link to read updated UAD spec’s:

UAD Quick Reference Guide

Dave Towne from the state of Washington has released his UAD Quick Reference Guide.  It takes you step by step through the UAD process as it relates to an appraisal report. Thank Dave for taking the time to create this very useful tool. Click on the link to view the Guide:



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